ZIP 10805 Property Distress & Foreclosure Data

Composite property distress in 10805 (Westchester County, New York) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural risk reads 71/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 15% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 8,825 housing units across 10805. At $89,964, median income runs above typical U.S. levels. 43% of housing is owner-occupied. The poverty rate is 9.8%. The typical home is worth about $368,100 (3.8× income, relatively affordable). Vacancy runs 2.3%. Rent burden reaches 40% of tenant households. The demographic-stress sub-score lands at 32/100. About 21,230 people live here, median age 45. Around 35% of adults hold a bachelor's degree or higher.

Net-net, 10805 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.