ZIP 10805 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · Distress market
DLRadar grades ZIP 10805 (Westchester County, New York) at a low 29/100 for overall property distress. Structural exposure scores 63 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted.
The peak-phase market in 10805 posted values that rose 4.9% over the year, and 15% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 8,825 housing units across 10805. At $89,964, median income runs above typical U.S. levels. 43% of housing is owner-occupied. The poverty rate is 9.8%. Home values center near $368,100, an affordability ratio of 3.8× — accessible. Vacancy runs 2.3%. Rent burden reaches 40% of tenant households. On demographic stress specifically, 10805 scores 32/100. About 21,230 people live here, median age 45. About 35% have a four-year degree.
On balance 10805 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 10805 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 10805's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 10805 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 29/100 for 10805 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 10805 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 10805 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
10805 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 10805, the same set carried on every parcel.
Nearby ZIPs in Westchester County
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No modelling: every input is a public record · methodology