ZIP 10518 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 10518 in Westchester County, New York comes in at 28, a low composite-distress reading. Property-level stress concentrates in structural risk (61/100), institutional ownership (48/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). On the structural side it scores 61/100, with 6/100 of stress already active.

The peak-phase market in 10518 posted values that rose 4.9% over the year, and 4% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $167,368, median income runs above typical U.S. levels. About 789 people live here, median age 57. The tenure split is 96% owner-occupied to 4% rented. The vacancy rate is 29.8% — elevated. On demographic stress specifically, 10518 scores 20/100. Around 90% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. Home values center near $779,000, an affordability ratio of 4.8×. The poverty rate is 5.4% — low. There are about 540 housing units across 10518.

Net-net, 10518 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 10518 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 10518 stays directly comparable to neighboring ZIPs and the rest of Westchester County, New York. The score is rebuilt from public data as it updates, so 10518 reflects the current record instead of a stale or modeled snapshot.

10518's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 10518 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.