ZIP 10518 Property Distress & Foreclosure Data

Westchester County, New York's ZIP 10518 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)). On the structural side it scores 71/100, with 6/100 of stress already active.

The expansion-phase market in 10518 posted values that rose 6.3% over the year, and 4% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $167,368, above the U.S. median near $78,000. Population is roughly 789 with a median age of 57. Owners hold 96% of homes, renters 4%. The vacancy rate is 29.8% — elevated. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 90% bachelor's-or-above. Around 0% of renters are cost-burdened. Home values center near $779,000, an affordability ratio of 4.8×. 5.4% of residents fall below the poverty threshold. The ZIP holds roughly 540 housing units.

On the whole, 10518 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.