ZIP 10518 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 10518 in Westchester County, New York comes in at 29, a low composite-distress reading. Property-level stress concentrates in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). On the structural side it scores 63/100, with 6/100 of stress already active.
The peak-phase market in 10518 posted values that rose 4.9% over the year, and 4% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $167,368, median income runs above typical U.S. levels. About 789 people live here, median age 57. The tenure split is 96% owner-occupied to 4% rented. The vacancy rate is 29.8% — elevated. On demographic stress specifically, 10518 scores 20/100. Around 90% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. Home values center near $779,000, an affordability ratio of 4.8×. The poverty rate is 5.4% — low. There are about 540 housing units across 10518.
Net-net, 10518 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 10518 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 10518 stays directly comparable to neighboring ZIPs and the rest of Westchester County, New York. The score is rebuilt from public data as it updates, so 10518 reflects the current record instead of a stale or modeled snapshot.
10518's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 10518 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 10518
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 10518 distress snapshot
Current distress, phase, housing and lender-pressure figures for 10518, drawn from the same report attached to each property.
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See every distressed parcel in 10518
Open 10518 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology