ZIP 10549 Property Distress & Foreclosure Data

Composite property distress in 10549 (Westchester County, New York) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). The latent-versus-live split is 71/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 17% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $122,327 — above the roughly $78,000 national figure. The tenure split is 74% owner-occupied to 26% rented. A median home runs $668,000 here, or 5.3 times local income. Around 38% of renters are cost-burdened. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 10549 scores 32/100. The vacancy rate is 8.4%. 15,858 residents call 10549 home, typically aged 41. About 60% have a four-year degree. The ZIP holds roughly 6,752 housing units.

Overall, 10549 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.