ZIP 10549 Foreclosure, Tax-Lien & Distress Report

ZIP 10549's composite property-distress score is 29/100 - DLRadar classes that as low for Westchester County, New York. Leading the profile are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.9% year on year, and 17% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

At $122,327, median income runs above typical U.S. levels. The tenure split is 74% owner-occupied to 26% rented. The typical home is worth about $668,000 (5.3× income). Rent burden reaches 38% of tenant households. The poverty rate is 7.4% — low. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 8.4%. 15,858 residents call 10549 home, typically aged 41. Around 60% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,752 housing units.

On balance 10549 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 10549 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 10549 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 10549 stays directly comparable to neighboring ZIPs and the rest of Westchester County, New York. Where the public record is thin for 10549, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 for 10549 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 10549 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.