ZIP 10542 Foreclosure, Tax-Lien & Distress Report
Putnam County, New York · Distress market
ZIP code 10542 in Putnam County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100). The pressure is most legible in construction/permit lag (81/100), structural risk (51/100), institutional ownership (18/100). institutional ownership (18/100) stay muted. Structurally it carries 51/100, against 0/100 of stress already in motion.
The peak-phase market in 10542 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Broadly, 10542 is a steadier market — the deals are the exceptions, not the rule. While 10542 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 10542's 21/100 can be lined up against any neighbor in Putnam County, New York or any ZIP coast to coast. Where the public record is thin for 10542, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 figure for 10542 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 10542 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 10542 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 10542 distress snapshot
The live 10542 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Putnam County ZIP codes
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No modelling: every input is a public record · methodology