ZIP 10541 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 10541 in Putnam County, New York comes in at 20, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (79/100)). Structural risk reads 48/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (67/100), structural risk (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The peak-phase market in 10541 posted values that rose 4.9% over the year, and 21% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $508,500, an affordability ratio of 3.5× — accessible. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. At $133,929, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 62% of tenant households. 87% of housing is owner-occupied. Around 43% of adults hold a bachelor's degree or higher. There are about 9,600 housing units across 10541. Population is roughly 26,137 with a median age of 43. Vacancy runs 6.9%.

Overall 10541 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 10541 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 10541 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 10541 stays directly comparable to neighboring ZIPs and the rest of Putnam County, New York. 10541 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 10541 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 10541 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.