ZIP 10512 Property Distress & Foreclosure Data

Composite property distress in 10512 (Putnam County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (79/100)). The latent-versus-live split is 55/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (99/100), structural risk (55/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

The expansion-phase market in 10512 posted values that rose 6.3% over the year, and 20% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 7.1%. Educational attainment sits at 42% bachelor's-or-above. Around 52% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. 6.3% of residents fall below the poverty threshold. Home values center near $410,500, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 9,806 housing units. Owners hold 83% of homes, renters 17%. Median household income is $124,519, above the U.S. median near $78,000. Population is roughly 24,238 with a median age of 44.

Broadly, 10512 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.