ZIP 10537 Property Distress & Foreclosure Data

ZIP code 10537 in Putnam County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100). What sets it apart are the readings on construction/permit lag (61/100), structural risk (51/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (10/100) stay muted. Structural risk reads 51/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 9% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 83% owner-occupied to 17% rented. Households earn a median $126,354 — above the roughly $78,000 national figure. On demographic stress specifically, 10537 scores 27/100. A median home runs $410,000 here, or 2.9 times local income. About 51% have a four-year degree. 2,418 residents call 10537 home, typically aged 40. There are about 1,067 housing units across 10537. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 52% of tenant households.

Taken together, 10537 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.