ZIP 12527 Foreclosure, Tax-Lien & Distress Report
Dutchess County, New York · Distress market
Dutchess County, New York's ZIP 12527 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (74/100). Structurally it carries 56/100, against 0/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (61/100), structural risk (56/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100).
The market reads peak — home values rose 2.9% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.
42 residents call 12527 home. Around 100% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 45/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 18 housing units. The vacancy rate is 0.0%. 100% of housing is owner-occupied.
On balance 12527 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 12527 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 12527 stays directly comparable to neighboring ZIPs and the rest of Dutchess County, New York. 12527 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 12527 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 12527 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 12527’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12527 Stress Report snapshot
The live 12527 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Dutchess County ZIP reports
Nearest ZIP codes to 12527
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Dutchess County, New York.
Get the full acquisition report for 12527
Pull every distressed parcel in 12527 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology