ZIP 12572 Property Distress & Foreclosure Data

In Dutchess County, New York, ZIP 12572 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (75/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.2% year on year, and 23% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 51% of adults hold a bachelor's degree or higher. The typical home is worth about $483,100 (4.8× income). The poverty rate is 7.3% — low. The ZIP holds roughly 4,785 housing units. At $96,377, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 31/100. The vacancy rate is 10.7%. 70% of housing is owner-occupied. Around 40% of renters are cost-burdened. About 9,168 people live here, median age 57.

Overall 12572 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.