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ZIP 12417 Foreclosure, Tax-Lien & Distress Report

Ulster County, New York · Distress market

DLRadar grades ZIP 12417 (Ulster County, New York) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). Structurally it carries 44/100, against 3/100 of stress already in motion. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).

The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 100% of tenant households. About 984 people live here, median age 56. At $132,578, median income runs above typical U.S. levels. A median home runs $270,200 here, or 1.8 times local income. The ZIP holds roughly 387 housing units. The tenure split is 99% owner-occupied to 1% rented. The poverty rate is 1.2% — low. The demographic-stress sub-score lands at 31/100. Educational attainment sits at 10% bachelor's-or-above. The vacancy rate is 10.3%.

On balance, 12417 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 12417 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 12417's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 12417, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 12417 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 12417 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
44/100
Structural risk
3/100
Distress activity

ZIP 12417 distress signals, scored

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk88
Another 9 scored dimensions sit behind 12417

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 12417 Stress Report snapshot

12417 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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