ZIP 12472 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
ZIP 12472's composite property-distress score is 20/100 - DLRadar classes that as low for Ulster County, New York. Structural exposure scores 44 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). Leading the profile are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).
The peak-phase market in 12472 posted values that rose 2.3% over the year, 3.5% off the recent peak, and 55% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 57% owner-occupied to 43% rented. Median household income is $67,770, below the U.S. median near $78,000. About 1,118 people live here, median age 57. The vacancy rate is 15.3% — elevated. There are about 735 housing units across 12472. Around 39% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. Around 46% of adults hold a bachelor's degree or higher. Home values center near $338,800, an affordability ratio of 4.2×. 7.2% of residents fall below the poverty threshold.
Net-net, 12472 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12472 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 12472's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 12472, the field stays empty rather than modeled, and fills in as new documents post.
The 20/100 for 12472 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12472 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12472
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 12472 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 12472, the same set carried on every parcel.
Ulster County ZIPs near 12472
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Further distress data across Ulster County, New York at ZIP, county and state level.
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Rules-based scoring — each signal ties to a public dataset · methodology