ZIP 12471 Foreclosure, Tax-Lien & Distress Report

In Ulster County, New York, ZIP 12471 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (44/100), institutional ownership (20/100). institutional ownership (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). The latent-versus-live split is 44/100 structural and 0/100 already moving.

The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 0% of tenant households. 75.2% of residents fall below the poverty threshold. Vacancy runs 0.0%. 89% of housing is owner-occupied. Population is roughly 274 with a median age of 59. Median household income is $2,499, below the U.S. median near $78,000. About 19% have a four-year degree. There are about 219 housing units across 12471. On demographic stress specifically, 12471 scores 57/100.

Taken together, 12471 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12471 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 12471 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12471 can be compared directly against any other ZIP in Ulster County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12471, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12471's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12471 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.