ZIP 12410 Foreclosure, Tax-Lien & Distress Report

ZIP code 12410 in Ulster County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 44/100 while live distress already moving reads 0/100. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). Leading the profile are structural risk (44/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100).

The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $245,500 (8.1× income, severely stretched). The tenure split is 90% owner-occupied to 10% rented. About 379 people live here, median age 49. There are about 513 housing units across 12410. The vacancy rate is 54.7% — elevated. Median household income is $31,033, below the U.S. median near $78,000. Around 0% of renters are cost-burdened. On demographic stress specifically, 12410 scores 44/100. Around 41% of adults hold a bachelor's degree or higher. Roughly 38.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 12410 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 12410's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 12410, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12410's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 12410 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.