ZIP 12740 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
Composite property distress in 12740 (Ulster County, New York) lands at 21/100 — low on DLRadar's distress scoring. Latent structural risk is 49/100 while live distress already moving reads 3/100. The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (31/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (80/100).
The peak-phase market in 12740 posted values that rose 3.3% over the year, 2.2% off the recent peak, and 76% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 1,683 with a median age of 50. There are about 1,036 housing units across 12740. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 37% bachelor's-or-above. The typical home is worth about $298,200 (3.0× income, relatively affordable). The vacancy rate is 28.4% — elevated. Median household income is $91,630, above the U.S. median near $78,000. The poverty rate is 6.4% — low. The tenure split is 77% owner-occupied to 23% rented. Rent burden reaches 51% of tenant households.
Taken together, 12740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 12740 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 12740 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12740 can be compared directly against any other ZIP in Ulster County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12740, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12740's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12740 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 12740’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 12740 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 12740, the same set carried on every parcel.
Ulster County ZIPs near 12740
Nearest ZIP codes to 12740
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Ulster County, New York by ZIP, county and state.
Open the complete 12740 acquisition file
See who owns each distressed property in 12740, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology