ZIP 12740 Property Distress & Foreclosure Data

Composite property distress in 12740 (Ulster County, New York) lands at 18/100 — low on DLRadar's public-record scoring. Structural risk reads 41/100 against active distress of 3/100. The sharpest non-environmental signals are structural risk (41/100), construction/permit lag (17/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads expansion — home values rose 7.3% year on year, and 76% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,683 people live here, median age 50. There are about 1,036 housing units across 12740. The demographic-stress sub-score lands at 30/100. Around 37% of adults hold a bachelor's degree or higher. The typical home is worth about $298,200 (3.0× income, relatively affordable). Vacancy runs 28.4%, above the national norm and a classic distress-and-opportunity signal. At $91,630, median income runs above typical U.S. levels. The poverty rate is 6.4% — low. 77% of housing is owner-occupied. Rent burden reaches 51% of tenant households.

Net-net, 12740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.