ZIP 12458 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12458 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 42/100 against active distress of 3/100. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (19/100), mortgage stress (10/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (83/100).

The market reads expansion — home values rose 7.8% year on year, and 25% higher over three years, at 48/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

84% of housing is owner-occupied. The typical home is worth about $200,700 (3.1× income, relatively affordable). At $65,547, median income runs below typical U.S. levels. The poverty rate is 8.0%. About 3,195 people live here, median age 49. There are about 970 housing units across 12458. Rent burden reaches 47% of tenant households. Around 9% of adults hold a bachelor's degree or higher. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100.

Net-net, 12458 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.