Ulster County, NY: Foreclosures, Tax Liens & Distressed Properties

Ulster County, New York is mapped parcel-to-ZIP by DLRadar's public-record distress engine. The county's ZIP scores run from 20 up to 27/100. 63 ZIP codes are tracked county-wide, averaging 20/100 distress. County-level credit and bank headwind reads 81/100 — elevated, a sign of lender stress locally.

The county market is in a peak phase: home prices rose 2.3% over the past year, now 3.5% off the recent peak, a 37/100-confidence read. With values leveling off, the average masks the outliers — the edge is parcel by parcel.

At +2.3% YoY and 37/100 confidence, the wins are surgical and a county-wide sweep stays on the shelf. An elevated 81/100 reading signals what's coming: expect more lender-driven inventory soon.

Distress concentrates in ZIP 12455 (27/100), ZIP 12441 (24/100), ZIP 12566 (23/100), ZIP 12406 (21/100), ZIP 12465 (21/100), ZIP 12483 (21/100) — drill into any for the parcel-level read. The breakdown continues through 12589, 12758, 12763, 12789, 12401, 12404, 12409, 12410, 12411, 12412 and more.

Underneath the scores, the Ulster County ZIPs on file show a 25.1% vacancy rate, 14.6% of households below the poverty line, home values averaging roughly $347,681, in line with the US, a median age of 49.9, household income averaging about $86,471, roughly at the national median, an owner-occupied share of 78%. These fundamentals set up both the distress on offer and the exit velocity.

Net of it all, 20/100 over 63 ZIPs means Ulster County is a screen-by-ZIP market — work it parcel by parcel. Inside DLRadar, each Ulster County property carries owner, APN and address, score, bank exposure and an exit-velocity estimate.

Because Ulster County, New York is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Ulster County against neighboring markets or the rest of New York on equal footing.

Used properly, Ulster County, New York's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Ulster County as a whole. The Ulster County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

Drilling in, Ulster County's highest-scoring ZIPs are 12455 (27/100), 12441 (24/100), 12566 (23/100), 12406 (21/100), 12465 (21/100), 12483 (21/100). DLRadar also scores 12589, 12758, 12763, 12789, 12401, 12404, 12409, 12410 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Ulster County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.