ZIP 12489 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12489 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 44 and live distress 0 on the 0–100 scale. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)).

The expansion-phase market in 12489 posted values that rose 7.9% over the year, at 50/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $26,100, below the U.S. median near $78,000. Rent burden reaches 100% of tenant households. DLRadar's demographic-stress index for the area reads 60/100. 21.9% of residents fall below the poverty threshold. There are about 46 housing units across 12489. Population is roughly 114 with a median age of 68. Vacancy runs 11.1%. Educational attainment sits at 18% bachelor's-or-above. Owners hold 65% of homes, renters 35%.

On the whole, 12489 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.