ZIP 12493 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
Composite property distress in 12493 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Its standout signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). Structural risk reads 44/100 against active distress of 3/100.
The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak (phase confidence 37/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 54.0% — elevated. The poverty rate is 43.7% — high, a tax-stress and distress correlate. Owners hold 75% of homes, renters 25%. Educational attainment sits at 88% bachelor's-or-above. Home values center near $110,300. DLRadar's demographic-stress index for the area reads 37/100. There are about 203 housing units across 12493. About 343 people live here, median age 60.
On the whole, 12493 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 12493 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12493 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 12493 reflects the current record instead of a stale or modeled snapshot.
Each component behind 12493 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 12493 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12493’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 12493 by the numbers
A live read on 12493: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Ulster County ZIP codes
More distress data near 12493
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See every distressed parcel in 12493
See who owns each distressed property in 12493, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology