ZIP 12420 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
ZIP 12420's composite property-distress score is 20/100 - DLRadar classes that as low for Ulster County, New York. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)). Latent structural risk is 44/100 while live distress already moving reads 3/100. Its heaviest discrete signals: structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted.
The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
Around 31% of adults hold a bachelor's degree or higher. Home values center near $189,400, an affordability ratio of 1.9× — accessible. At $108,250, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 33/100. Vacancy runs 31.4%, above the national norm and a classic distress-and-opportunity signal. There are about 154 housing units across 12420. Population is roughly 435 with a median age of 30. 0.0% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%.
Net-net, 12420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12420 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 12420 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 12420 stays directly comparable to neighboring ZIPs and the rest of Ulster County, New York. Sparse data for 12420 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 20/100 for 12420 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12420 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 12420’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 12420 by the numbers
12420 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Nearest ZIP codes to 12420
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12420
Additional distress intelligence spanning Ulster County, New York by ZIP, county and state.
The complete 12420 distress and acquisition report
Every distressed parcel in 12420 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology