ZIP 12443 Foreclosure, Tax-Lien & Distress Report

In Ulster County, New York, ZIP 12443 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 44/100 structural to 3/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)). Property-level stress concentrates in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak, and 15% higher over three years, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 11.1%. The typical home is worth about $375,300 (3.3× income, relatively affordable). Owners hold 92% of homes, renters 8%. On demographic stress specifically, 12443 scores 20/100. Around 11% of renters are cost-burdened. At $97,981, median income runs above typical U.S. levels. Population is roughly 3,601 with a median age of 50. There are about 1,776 housing units across 12443. 4.7% of residents fall below the poverty threshold. Educational attainment sits at 48% bachelor's-or-above.

Overall 12443 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 12443 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 12443's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12443 reflects the current record instead of a stale or modeled snapshot.

Behind 12443's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 12443 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.