ZIP 12448 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
ZIP code 12448 in Ulster County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (88/100). On the structural side it scores 44/100, with 0/100 of stress already active. Its standout signals are structural risk (44/100), institutional ownership (20/100). institutional ownership (20/100) stay muted.
The peak-phase market in 12448 posted values that rose 2.3% over the year, 3.5% off the recent peak (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Rent burden reaches 0% of tenant households. The poverty rate is 6.1% — low. Households earn a median $196,964 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 158 housing units. The typical home is worth about $665,500 (4.7× income). About 163 people live here, median age 49. 81% of housing is owner-occupied. Educational attainment sits at 51% bachelor's-or-above. Vacancy runs 60.0%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 12448 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12448 is not published yet -- the ZIP-level readings above remain fully sourced.
The 12448 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 12448 stays directly comparable to neighboring ZIPs and the rest of Ulster County, New York. Where the record is thin for 12448, the field stays empty rather than modeled, and fills in as new documents post.
The 20/100 for 12448 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 12448 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 12448
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12448 at a glance
The live 12448 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Ulster County ZIPs near 12448
Nearest ZIP codes to 12448
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to Ulster County, New York — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 12448
Pull every distressed parcel in 12448 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology