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ZIP 12453 Foreclosure, Tax-Lien & Distress Report

Ulster County, New York · High Vacancy market

Composite property distress in 12453 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). Latent structural risk is 44/100 while live distress already moving reads 0/100. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100).

The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 0.0% — low. The typical home is worth about $345,900. About 212 people live here, median age 83. Around 34% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 20/100. Vacancy runs 53.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. Owners hold 80% of homes, renters 20%. The ZIP holds roughly 230 housing units.

On the whole, 12453 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12453 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 12453 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 12453 reflects the current record instead of a stale or modeled snapshot.

Each component behind 12453 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 12453 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
44/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 12453

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk88
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 12453 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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