ZIP 12457 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
ZIP code 12457 in Ulster County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (88/100). Structural exposure scores 44 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.
The peak-phase market in 12457 posted values that rose 2.3% over the year, 3.5% off the recent peak, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. 1,171 residents call 12457 home, typically aged 40. Median household income is $73,949, near the U.S. median near $78,000. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. Around 34% of renters are cost-burdened. Educational attainment sits at 46% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $435,700, an affordability ratio of 5.2×. The ZIP holds roughly 622 housing units. Owners hold 70% of homes, renters 30%.
Taken together, 12457 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12457 is not published yet -- the ZIP-level readings above remain fully sourced.
The 12457 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 12457 stays directly comparable to neighboring ZIPs and the rest of Ulster County, New York. The score is rebuilt from public data as it updates, so 12457 reflects the current record instead of a stale or modeled snapshot.
The 20/100 for 12457 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12457 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12457
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 12457 by the numbers
The live 12457 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Ulster County
Nearest ZIP codes to 12457
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Ulster County, New York
Additional distress intelligence spanning Ulster County, New York by ZIP, county and state.
The complete 12457 distress and acquisition report
Every distressed parcel in 12457 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology