ZIP 12412 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12412 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 44 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted.

Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 41% higher over three years, at 50/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

603 residents call 12412 home, typically aged 68. A median home runs $413,000 here, or 3.5 times local income. Vacancy runs 0.0%. The tenure split is 95% owner-occupied to 5% rented. On demographic stress specifically, 12412 scores 34/100. Households earn a median $77,988 — near the roughly $78,000 national figure. There are about 212 housing units across 12412. Rent burden reaches 100% of tenant households. Roughly 15.1% live below the poverty line. About 52% have a four-year degree.

Overall, 12412 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.