ZIP 12464 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
In Ulster County, New York, ZIP 12464 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in structural risk (44/100), institutional ownership (20/100). institutional ownership (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). Structurally it carries 44/100, against 0/100 of stress already in motion.
The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, and 36% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.
Around 39% of renters are cost-burdened. About 1,071 people live here, median age 58. Educational attainment sits at 46% bachelor's-or-above. The typical home is worth about $392,000 (4.9× income). Households earn a median $75,291 — near the roughly $78,000 national figure. On demographic stress specifically, 12464 scores 38/100. Roughly 28.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 931 housing units. 70% of housing is owner-occupied.
Net-net, 12464 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12464 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 12464 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Ulster County, New York and the nation. 12464 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 12464 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 12464 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12464
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 12464 Stress Report snapshot
The live 12464 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Ulster County
Related reports across Ulster County, New York
Additional distress intelligence spanning Ulster County, New York by ZIP, county and state.
The complete 12464 distress and acquisition report
See who owns each distressed property in 12464, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology