ZIP 12464 Property Distress & Foreclosure Data

In Ulster County, New York, ZIP 12464 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (44/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). On the structural side it scores 44/100, with 0/100 of stress already active.

The market reads expansion — home values rose 7.9% year on year, and 36% higher over three years (phase confidence 50/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 39% of renters are cost-burdened. About 1,071 people live here, median age 58. Around 46% of adults hold a bachelor's degree or higher. The typical home is worth about $392,000 (4.9× income). At $75,291, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 38/100. The poverty rate is 28.5% — high, a tax-stress and distress correlate. The vacancy rate is 39.5% — elevated. The ZIP holds roughly 931 housing units. 70% of housing is owner-occupied.

Net-net, 12464 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.