ZIP 12466 Property Distress & Foreclosure Data

Composite property distress in 12466 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The latent-versus-live split is 44/100 structural and 3/100 already moving.

Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 25% higher over three years (phase confidence 50/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 89% owner-occupied to 11% rented. A median home runs $278,400 here, or 3.0 times local income. Roughly 10.7% live below the poverty line. Around 63% of renters are cost-burdened. The vacancy rate is 9.1%. About 34% have a four-year degree. Households earn a median $91,875 — above the roughly $78,000 national figure. On demographic stress specifically, 12466 scores 30/100. 1,947 residents call 12466 home, typically aged 49. The ZIP holds roughly 856 housing units.

On balance, 12466 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.