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ZIP 12574 Foreclosure, Tax-Lien & Distress Report

Dutchess County, New York · High Vacancy market

ZIP 12574's composite property-distress score is 24/100 - DLRadar classes that as low for Dutchess County, New York. The pressure is most legible in structural risk (53/100), construction/permit lag (49/100), institutional ownership (17/100). institutional ownership (17/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (74/100)). Structural risk reads 53/100 against active distress of 0/100.

The peak-phase market in 12574 posted values that rose 2.9% over the year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 0% of tenant households. The vacancy rate is 18.7% — elevated. About 422 people live here, median age 60. The ZIP holds roughly 308 housing units. The poverty rate is 6.2% — low. Around 64% of adults hold a bachelor's degree or higher. The typical home is worth about $726,300. The tenure split is 94% owner-occupied to 6% rented. DLRadar's demographic-stress index for the area reads 11/100.

Taken together, 12574 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 12574 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 12574, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 12574 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 12574 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
53/100
Structural risk
0/100
Distress activity

ZIP 12574 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk89
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 12574 by the numbers

Current distress, phase, housing and lender-pressure figures for 12574, drawn from the same report attached to each property.

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Dutchess County ZIPs near 12574

More distress data near 12574

Further distress data across Dutchess County, New York at ZIP, county and state level.

See every distressed parcel in 12574

The full 12574 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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