ZIP 12564 Property Distress & Foreclosure Data

DLRadar grades ZIP 12564 (Dutchess County, New York) at a low 24/100 for overall property distress. Structural risk reads 55/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (55/100), structural risk (55/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (75/100)).

The expansion-phase market in 12564 posted values that rose 6.2% over the year, and 20% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 77% of homes, renters 23%. There are about 3,084 housing units across 12564. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 8.7%. Population is roughly 7,910 with a median age of 47. Rent burden reaches 45% of tenant households. Educational attainment sits at 40% bachelor's-or-above. 4.6% of residents fall below the poverty threshold. Home values center near $446,800, an affordability ratio of 3.8× — accessible. Median household income is $111,683, above the U.S. median near $78,000.

Broadly, 12564 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.