ZIP 12487 Property Distress & Foreclosure Data

In Ulster County, New York, ZIP 12487 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 44/100 against active distress of 3/100. Its standout signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).

Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 15% higher over three years, at 50/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $279,400 here, or 2.9 times local income. Households earn a median $92,847 — above the roughly $78,000 national figure. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. There are about 1,802 housing units across 12487. 3,829 residents call 12487 home, typically aged 49. About 35% have a four-year degree. The tenure split is 77% owner-occupied to 23% rented. Roughly 12.4% live below the poverty line. On demographic stress specifically, 12487 scores 29/100. Rent burden reaches 50% of tenant households.

On balance, 12487 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.