ZIP 12490 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · Distress market
Scored purely from public records, 12490 (Ulster County, New York) returns a low composite of 20/100. Structural risk reads 44/100 against active distress of 0/100. Property-level stress concentrates in structural risk (44/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100). Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).
Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
On balance, 12490 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 12490 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 12490 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 12490, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 20/100 for 12490 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 12490 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 12490’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 12490 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12490, the same set carried on every parcel.
Neighbouring ZIPs in Ulster County
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Ulster County, New York.
The complete 12490 distress and acquisition report
The full 12490 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology