ZIP 12456 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · Distress market
ZIP 12456's composite property-distress score is 20/100 - DLRadar classes that as low for Ulster County, New York. Structural exposure scores 44 and live distress 3 on the 0–100 scale. Its heaviest discrete signals: structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).
Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $238,200, an affordability ratio of 2.0× — accessible. Around 18% of adults hold a bachelor's degree or higher. Owners hold 81% of homes, renters 19%. The ZIP holds roughly 218 housing units. Vacancy runs 0.0%. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. About 666 people live here, median age 38. DLRadar's demographic-stress index for the area reads 17/100. At $92,585, median income runs above typical U.S. levels. Rent burden reaches 0% of tenant households.
On balance, 12456 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 12456 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 12456 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 12456 stays directly comparable to neighboring ZIPs and the rest of Ulster County, New York. Sparse data for 12456 shows as blanks, never estimates, and the score updates on every fresh public filing.
12456's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12456 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 12456
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12456 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12456, the same set carried on every parcel.
Adjacent Ulster County ZIP reports
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The complete 12456 distress and acquisition report
Get every distressed property in 12456 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology