ZIP 12449 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · Distress market
Ulster County, New York's ZIP 12449 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). Its standout signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. Latent structural risk is 44/100 while live distress already moving reads 3/100.
Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak, and 27% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 2,916 people live here, median age 50. 10.3% of residents fall below the poverty threshold. The typical home is worth about $320,000 (3.0× income, relatively affordable). The tenure split is 57% owner-occupied to 43% rented. There are about 1,210 housing units across 12449. Vacancy runs 8.3%. Around 28% of adults hold a bachelor's degree or higher. Median household income is $75,268, near the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Around 28% of renters are cost-burdened.
On balance 12449 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 12449 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 12449's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 12449 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 figure for 12449 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 12449 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 12449 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 12449 distress snapshot
The live 12449 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Ulster County ZIP reports
Related reports across Ulster County, New York
Related ZIP, county and statewide reads linked to Ulster County, New York.
Unlock parcel-level detail for ZIP 12449
See who owns each distressed property in 12449, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology