ZIP 12449 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12449 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. Structural exposure scores 44 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 7.9% year on year, and 27% higher over three years, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,916 people live here, median age 50. The poverty rate is 10.3%. The typical home is worth about $320,000 (3.0× income, relatively affordable). 57% of housing is owner-occupied. There are about 1,210 housing units across 12449. Vacancy runs 8.3%. Around 28% of adults hold a bachelor's degree or higher. At $75,268, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 28/100. Rent burden reaches 28% of tenant households.

Net-net, 12449 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.