ZIP 12432 Property Distress & Foreclosure Data

In Ulster County, New York, ZIP 12432 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 44/100 against active distress of 3/100. Its standout signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)).

The expansion-phase market in 12432 posted values that rose 7.9% over the year, at 50/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 654 with a median age of 50. There are about 313 housing units across 12432. Rent burden reaches 82% of tenant households. Owners hold 32% of homes, renters 68%. Educational attainment sits at 14% bachelor's-or-above. Median household income is $45,591, below the U.S. median near $78,000. Home values center near $345,100, an affordability ratio of 7.1× — stretched. 37.9% of residents fall below the poverty threshold. Vacancy runs 0.0%. DLRadar's demographic-stress index for the area reads 57/100.

On the whole, 12432 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.