ZIP 12461 Property Distress & Foreclosure Data

Composite property distress in 12461 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 44/100 against active distress of 3/100. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).

The market reads expansion — home values rose 7.9% year on year, and 26% higher over three years, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $431,400 (4.2× income). Vacancy runs 25.5%, above the national norm and a classic distress-and-opportunity signal. About 1,426 people live here, median age 52. 84% of housing is owner-occupied. There are about 883 housing units across 12461. The poverty rate is 15.9%. At $95,545, median income runs above typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 37/100. Rent burden reaches 80% of tenant households.

Net-net, 12461 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.