ZIP 12461 Foreclosure, Tax-Lien & Distress Report

ZIP 12461's composite property-distress score is 20/100 - DLRadar classes that as low for Ulster County, New York. Structural risk reads 44/100 against active distress of 3/100. What sets it apart are the readings on structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 3.5% off the recent peak, and 26% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $431,400 here, or 4.2 times local income. The vacancy rate is 25.5% — elevated. Population is roughly 1,426 with a median age of 52. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 883 housing units. 15.9% of residents fall below the poverty threshold. Median household income is $95,545, above the U.S. median near $78,000. Around 50% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 37/100. Around 80% of renters are cost-burdened.

Net-net, 12461 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12461 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 12461 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Ulster County, New York and the nation. Sparse data for 12461 shows as blanks, never estimates, and the score updates on every fresh public filing.

12461's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 12461 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.