ZIP 12525 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12525 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). The latent-versus-live split is 44/100 structural and 3/100 already moving. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).

The expansion-phase market in 12525 posted values that rose 7.9% over the year, and 20% higher over three years (phase confidence 50/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $103,417, above the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. Around 30% of renters are cost-burdened. Educational attainment sits at 33% bachelor's-or-above. Population is roughly 1,710 with a median age of 44. The vacancy rate is 33.0% — elevated. The ZIP holds roughly 1,376 housing units. Owners hold 66% of homes, renters 34%. Home values center near $446,500, an affordability ratio of 3.5× — accessible.

On the whole, 12525 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.