ZIP 12525 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
ZIP code 12525 in Ulster County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (88/100). Structural exposure scores 44 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.
The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, and 20% higher over three years, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $103,417 — above the roughly $78,000 national figure. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 30/100. Around 30% of renters are cost-burdened. Around 33% of adults hold a bachelor's degree or higher. Population is roughly 1,710 with a median age of 44. Vacancy runs 33.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,376 housing units. The tenure split is 66% owner-occupied to 34% rented. Home values center near $446,500, an affordability ratio of 3.5× — accessible.
Taken together, 12525 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 12525 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 12525 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Ulster County, New York and the nation. Sparse data for 12525 shows as blanks, never estimates, and the score updates on every fresh public filing.
12525's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12525 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 12525
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 12525 Stress Report snapshot
A live read on 12525: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Ulster County
Nearest ZIP codes to 12525
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12525
Keep going: ZIP, county and state distress coverage for Ulster County, New York.
Open the complete 12525 acquisition file
See who owns each distressed property in 12525, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology