ZIP 12547 Property Distress & Foreclosure Data

Composite property distress in 12547 (Ulster County, New York) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. The latent-versus-live split is 44/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100).

Prices here sit in a expansion phase: values rose 7.9% over the trailing year, and 23% higher over three years (phase confidence 50/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 12547 scores 31/100. Around 19% of renters are cost-burdened. The vacancy rate is 7.5%. 2,808 residents call 12547 home, typically aged 50. Households earn a median $87,727 — above the roughly $78,000 national figure. A median home runs $377,200 here, or 4.4 times local income. Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 70% owner-occupied to 30% rented. About 33% have a four-year degree. The ZIP holds roughly 1,351 housing units.

On balance, 12547 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.