ZIP 12547 Foreclosure, Tax-Lien & Distress Report

Ulster County, New York's ZIP 12547 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). Latent structural risk is 44/100 while live distress already moving reads 3/100. Environmental exposure also runs high (flood (NFIP) exposure (90/100), climate & FEMA risk (88/100)).

The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, and 23% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 12547 scores 31/100. Around 19% of renters are cost-burdened. Vacancy runs 7.5%. Population is roughly 2,808 with a median age of 50. Households earn a median $87,727 — above the roughly $78,000 national figure. The typical home is worth about $377,200 (4.4× income). Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 70% of homes, renters 30%. Educational attainment sits at 33% bachelor's-or-above. There are about 1,351 housing units across 12547.

Overall 12547 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 12547 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 12547's 20/100 can be lined up against any neighbor in Ulster County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 12547 reflects the current record instead of a stale or modeled snapshot.

Behind 12547's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 12547 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.