ZIP 12561 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Poverty market
ZIP 12561's composite property-distress score is 20/100 - DLRadar classes that as low for Ulster County, New York. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (88/100). The split runs 44/100 structural to 3/100 active on the ground. Property-level stress concentrates in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).
The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak, and 32% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $89,694, median income runs above typical U.S. levels. Vacancy runs 9.0%. The demographic-stress sub-score lands at 37/100. Rent burden reaches 58% of tenant households. The poverty rate is 21.5% — high, a tax-stress and distress correlate. About 18,531 people live here, median age 31. Around 56% of adults hold a bachelor's degree or higher. The tenure split is 59% owner-occupied to 41% rented. The ZIP holds roughly 7,796 housing units. Home values center near $453,500, an affordability ratio of 4.6×.
On the whole, 12561 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12561 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 12561 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 12561 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 12561 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 12561 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 12561
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12561 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12561, the same set carried on every parcel.
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Unlock the full ZIP 12561 acquisition report
Get every distressed property in 12561 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology