ZIP 12561 Property Distress & Foreclosure Data

Ulster County, New York's ZIP 12561 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). The latent-versus-live split is 44/100 structural and 3/100 already moving. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (20/100), mortgage stress (10/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).

The expansion-phase market in 12561 posted values that rose 7.9% over the year, and 32% higher over three years (phase confidence 50/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $89,694, above the U.S. median near $78,000. The vacancy rate is 9.0%. DLRadar's demographic-stress index for the area reads 37/100. Around 58% of renters are cost-burdened. 21.5% of residents fall below the poverty threshold. Population is roughly 18,531 with a median age of 31. Educational attainment sits at 56% bachelor's-or-above. Owners hold 59% of homes, renters 41%. The ZIP holds roughly 7,796 housing units. Home values center near $453,500, an affordability ratio of 4.6×.

On the whole, 12561 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.