ZIP 12495 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 12495 (Ulster County, New York) returns a low composite of 20/100. The pressure is most legible in structural risk (44/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (88/100). The split runs 44/100 structural to 0/100 active on the ground.

The market reads peak — home values rose 2.3% year on year, 3.5% off the recent peak (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Around 100% of renters are cost-burdened. The poverty rate is 0.0% — low. The tenure split is 85% owner-occupied to 15% rented. There are about 237 housing units across 12495. Around 80% of adults hold a bachelor's degree or higher. Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal. 229 residents call 12495 home, typically aged 72. A median home runs $393,800 here. DLRadar's demographic-stress index for the area reads 51/100.

Net-net, 12495 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 12495 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 12495's 20/100 can be lined up against any neighbor in Ulster County, New York or any ZIP coast to coast. 12495 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 12495's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 12495 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.