ZIP 12495 Property Distress & Foreclosure Data
ZIP code 12495 in Ulster County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (44/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). The latent-versus-live split is 44/100 structural and 0/100 already moving.
The expansion-phase market in 12495 posted values that rose 7.9% over the year (phase confidence 50/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Around 100% of renters are cost-burdened. 0.0% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 237 housing units. Educational attainment sits at 80% bachelor's-or-above. The vacancy rate is 23.6% — elevated. Population is roughly 229 with a median age of 72. Home values center near $393,800. DLRadar's demographic-stress index for the area reads 30/100.
On the whole, 12495 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12495
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Ulster County
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Deterministic. Every signal traces to a public dataset · methodology