ZIP 12526 Property Distress & Foreclosure Data

ZIP code 12526 in Columbia County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. Structural exposure scores 43 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 27% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,837 housing units across 12526. Roughly 9.3% live below the poverty line. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 82% owner-occupied to 18% rented. About 43% have a four-year degree. Rent burden reaches 35% of tenant households. 3,427 residents call 12526 home, typically aged 54. On demographic stress specifically, 12526 scores 29/100. A median home runs $485,000 here, or 4.3 times local income. Households earn a median $87,107 — near the roughly $78,000 national figure.

Taken together, 12526 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.