ZIP 12544 Property Distress & Foreclosure Data

ZIP code 12544 in Columbia County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 43 and live distress 0 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 100% owner-occupied to 0% rented. There are about 47 housing units across 12544. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. 54 residents call 12544 home. On demographic stress specifically, 12544 scores 19/100. About 0% have a four-year degree. Vacancy runs 0.0%.

On balance, 12544 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.