ZIP 12024 Foreclosure, Tax-Lien & Distress Report

ZIP code 12024 in Columbia County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (47/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100). Structural risk reads 47/100 against active distress of 0/100. Environmental exposure also runs high (climate & FEMA risk (68/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 15/100. Rent burden reaches 0% of tenant households. There are about 44 housing units across 12024. Educational attainment sits at 38% bachelor's-or-above. Owners hold 96% of homes, renters 4%. 80 residents call 12024 home, typically aged 55. The poverty rate is 17.5% — high, a tax-stress and distress correlate. The vacancy rate is 0.0%.

Overall 12024 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 12024 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 12024's 21/100 can be lined up against any neighbor in Columbia County, New York or any ZIP coast to coast. Sparse data for 12024 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 12024's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 12024 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.