Columbia County, NY: Foreclosures, Tax Liens & Distressed Properties
Columbia County, NY, New York: 38 ZIP codes scored, Columbia County, NY averaging 22/100 (low, Columbia, NY), from 22 to 26. Columbia County, NY is in its peak phase (Columbia, NY confidence 36/100): Columbia, NY home prices up 4.9% (Columbia, NY) over twelve months. Columbia County, NY lender headwind: 56/100.
Highest-scoring Columbia County, NY ZIPs: 12123 (26/100), 12062 (25/100), 12156 (25/100), 12546 (24/100), 12567 (24/100), 12571 (24/100). Also scored in Columbia County, NY: 12583, 12017, 12024, 12029, 12037, 12060, 12075, 12106, 12115, 12125.
Across Columbia County, NY's scored ZIPs: median home value $350,793, household income $89,904, 20.1% vacancy, 8.3% poverty, 82% owner-occupied, median age 51.3.
Columbia County, NY insurance distress 24/100 (#1,984 in the US); FEMA hazard 0/100 for Columbia, NY; 10 Columbia, NY NFIP flood claims, $61K paid; Columbia, NY construction distress 66/100.
7 banks with 19 branches lend in Columbia County, NY; Columbia, NY weighted bank stress 67/100, highest 75/100 in Columbia, NY.
Columbia County, NY unemployment 3.4% (Columbia, NY -1.0 pts, six months); 122 new housing units permitted in Columbia County, NY over twelve months, Columbia, NY down 16% from 146; Columbia, NY home prices +9.4% a year (Columbia, NY) over three years.
33,393 housing units in Columbia County, NY; 6,430 Columbia, NY renter households; 45% of Columbia, NY renters spend 30%+ of income on rent, 27% (Columbia, NY) half or more.
Columbia County, NY ranks #1,691 nationally on the opportunity index (Columbia, NY, among all ranked counties); Columbia, NY scores 28.8/100 and Columbia, NY sits #27 inside New York. Columbia, NY is in the early_signal opportunity phase; Columbia, NY's primary driver is vacancy, Columbia, NY second driver construction; Columbia, NY moved down 729 places. 4 short-sale listings across Columbia, NY; 43 days on market observed in Columbia, NY; 20.1% vacancy over 38 Columbia, NY ZIPs.
No CFPB county sample covers Columbia County, NY. The non-metro area reading for Columbia, NY: 0.8% ninety-plus days late; Columbia, NY's thirty-to-eighty-nine share is 3.0% (Columbia, NY, December 2025 data); New York overall 1.0%.
Columbia County, NY has 4 watched banks; 4 Columbia, NY banks sit in an elevated band. Columbia, NY footprints: Bank Of Greene County (6 branches, stress 65) in Columbia, NY; Trustco Bank (3 branches, stress 75) in Columbia, NY; Community Bank National Assn (3 branches, stress 68) in Columbia, NY.
HUD lists 3 assisted multifamily properties in Columbia County, NY with 192 units; 189 Columbia, NY units are assisted, 3 Columbia, NY properties under project-based Section 8.
6,766 of the 33,393 housing units in Columbia, NY sit vacant. Columbia County, NY permitted 5 multifamily units in twelve months; Columbia, NY's one-to-four unit structures added 117 units in Columbia County, NY.