ZIP 12546 Property Distress & Foreclosure Data

DLRadar grades ZIP 12546 (Dutchess County, New York) at a low 23/100 for overall property distress. Structural risk reads 53/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (71/100)). Property-level stress concentrates in construction/permit lag (55/100), structural risk (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The expansion-phase market in 12546 posted values that rose 6.2% over the year, and 35% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $88,603, above the U.S. median near $78,000. There are about 1,523 housing units across 12546. Owners hold 82% of homes, renters 18%. Rent burden reaches 30% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $313,300, an affordability ratio of 3.6× — accessible. Educational attainment sits at 35% bachelor's-or-above. Population is roughly 2,710 with a median age of 51. 11.4% of residents fall below the poverty threshold.

On the whole, 12546 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.