ZIP 12130 Property Distress & Foreclosure Data

In Columbia County, New York, ZIP 12130 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. On the structural side it scores 43/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 49% have a four-year degree. Households earn a median $101,339 — above the roughly $78,000 national figure. On demographic stress specifically, 12130 scores 21/100. The tenure split is 87% owner-occupied to 13% rented. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 41.9% — elevated. A median home runs $186,800 here, or 2.2 times local income. The ZIP holds roughly 162 housing units. 305 residents call 12130 home, typically aged 37.

Taken together, 12130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.