ZIP 12184 Property Distress & Foreclosure Data

ZIP code 12184 in Columbia County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 43 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (45/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 18% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 3,412 housing units across 12184. About 38% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. Households earn a median $91,616 — above the roughly $78,000 national figure. 7,547 residents call 12184 home, typically aged 47. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 12184 scores 28/100. A median home runs $355,200 here, or 3.4 times local income. Rent burden reaches 38% of tenant households.

Taken together, 12184 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.