ZIP 12022 Property Distress & Foreclosure Data

In Rensselaer County, New York, ZIP 12022 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $77,386 — near the roughly $78,000 national figure. The vacancy rate is 11.9% — elevated. Roughly 12.3% live below the poverty line. About 25% have a four-year degree. 1,069 residents call 12022 home, typically aged 45. On demographic stress specifically, 12022 scores 24/100. Around 19% of renters are cost-burdened. The ZIP holds roughly 457 housing units. The tenure split is 80% owner-occupied to 20% rented. A median home runs $208,100 here, or 2.3 times local income.

Overall, 12022 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.