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ZIP 01237 Foreclosure, Tax-Lien & Distress Report

Berkshire County, Massachusetts · High Vacancy market

In Berkshire County, Massachusetts, ZIP 01237 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100). The split runs 40/100 structural to 2/100 active on the ground.

The market reads expansion — home values rose 6.8% year on year, and 33% higher over three years, at 57/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $84,419 — near the roughly $78,000 national figure. On demographic stress specifically, 01237 scores 24/100. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. About 43% have a four-year degree. Vacancy runs 30.7%, above the national norm and a classic distress-and-opportunity signal. About 2,269 people live here, median age 53. 96% of housing is owner-occupied. The typical home is worth about $303,700 (3.3× income, relatively affordable). Rent burden reaches 21% of tenant households. The ZIP holds roughly 1,488 housing units.

Net-net, 01237 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 01237 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 01237 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 01237 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 01237 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 01237 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

19/100
Composite stress
40/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 01237

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk84
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

01237 at a glance

The live 01237 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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