ZIP 01224 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 01224 in Berkshire County, Massachusetts comes in at 19, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (55/100), structural risk (42/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. The latent-versus-live split is 42/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads expansion — home values rose 6.8% year on year, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 100% of renters are cost-burdened. Owners hold 88% of homes, renters 13%. The demographic-stress sub-score lands at 53/100. The ZIP holds roughly 89 housing units. 3.0% of residents fall below the poverty threshold. About 37% have a four-year degree. Home values center near $275,900. Vacancy runs 0.0%. Population is roughly 201 with a median age of 39.

Overall 01224 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 01224 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Berkshire County, Massachusetts and the nation. Where the record is thin for 01224, the field stays empty rather than modeled, and fills in as new documents post.

Behind 01224's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 01224 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.