ZIP 01235 Foreclosure, Tax-Lien & Distress Report

In Berkshire County, Massachusetts, ZIP 01235 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (84/100). The split runs 40/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.

The market reads expansion — home values rose 6.8% year on year, and 40% higher over three years, at 57/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $267,500 (3.5× income, relatively affordable). 7.9% of residents fall below the poverty threshold. Households earn a median $76,699 — near the roughly $78,000 national figure. About 23% have a four-year degree. Around 48% of renters are cost-burdened. On demographic stress specifically, 01235 scores 31/100. The vacancy rate is 25.4% — elevated. About 2,456 people live here, median age 49. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 1,431 housing units.

Net-net, 01235 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 01235 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 01235 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Berkshire County, Massachusetts and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 01235 shows blanks, not estimates, wherever the record is sparse.

Each component behind 01235 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 01235 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.