ZIP 01235 Property Distress & Foreclosure Data

ZIP code 01235 in Berkshire County, Massachusetts carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). The latent-versus-live split is 41/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The market reads peak — home values rose 1.3% year on year, 3.0% off the recent peak, and 40% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $267,500 (3.5× income, relatively affordable). The poverty rate is 7.9%. At $76,699, median income runs near typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. Around 48% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. The vacancy rate is 25.4% — elevated. About 2,456 people live here, median age 49. 84% of housing is owner-occupied. The ZIP holds roughly 1,431 housing units.

Net-net, 01235 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.