ZIP 01098 Foreclosure, Tax-Lien & Distress Report
Hampshire County, Massachusetts · High Vacancy market
In Hampshire County, Massachusetts, ZIP 01098 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 23/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (74/100)). Property-level stress concentrates in structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, mortgage stress (2/100) and construction/permit lag (2/100) register low.
The peak-phase market in 01098 posted values that rose 1.5% over the year, and 27% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
Home values center near $385,000, an affordability ratio of 3.8× — accessible. There are about 606 housing units across 01098. About 1,019 people live here, median age 60. The tenure split is 93% owner-occupied to 7% rented. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 21.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $93,000 — above the roughly $78,000 national figure. Educational attainment sits at 46% bachelor's-or-above. Rent burden reaches 35% of tenant households. The demographic-stress sub-score lands at 26/100.
Net-net, 01098 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 01098 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 01098 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 01098, the field stays empty rather than modeled, and fills in as new documents post.
The 12/100 for 01098 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 01098 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 01098
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 01098 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 01098, the same set carried on every parcel.
Hampshire County ZIPs near 01098
Keep exploring Massachusetts distress
Related ZIP, county and statewide reads linked to Hampshire County, Massachusetts.
The complete 01098 distress and acquisition report
See who owns each distressed property in 01098, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology