ZIP 01098 Property Distress & Foreclosure Data

DLRadar grades ZIP 01098 (Hampshire County, Massachusetts) at a low 18/100 for overall property distress. Structural risk reads 40/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (74/100)). Property-level stress concentrates in construction/permit lag (68/100), structural risk (40/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The expansion-phase market in 01098 posted values that rose 7.4% over the year, and 27% higher over three years, at 60/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $385,000 here, or 3.8 times local income. There are about 606 housing units across 01098. Population is roughly 1,019 with a median age of 60. The tenure split is 93% owner-occupied to 7% rented. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 21.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $93,000 — above the roughly $78,000 national figure. About 46% have a four-year degree. Rent burden reaches 35% of tenant households. On demographic stress specifically, 01098 scores 26/100.

On the whole, 01098 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.